Tuesday, October 5, 2010

I won't pay for insurance until the house is on fire.



Firefighters in rural Tennessee let a home burn to the ground last week because the homeowner hadn't paid a $75 fee.

Gene Cranick of Obion County and his family lost all of their possessions in the Sept. 29 fire.

"They could have been saved if they had put water on it, but they didn't do it," Cranick told MSNBC's Keith Olbermann.......


South Fulton's mayor said that the fire department can't let homeowners pay the fee on the spot, because the only people who would pay would be those whose homes are on fire......

A possible alternative is, pay $75 at the beginning of the year, or pay for the cost of the fighting the fire when it happens. The cost of the equipment, labor, etc.. When the bill is sent out, include a waiver stating that if the fee is not paid in January, then the owner is liable for all costs for fighting the blaze, regardless of outcome.

Another possible alternative is that Obion County Tennessee start their own fire brigade.

Or third..."I've always depended on the kindness of strangers." And we know where they took Blanche.