The brilliant young man didn't know the difference between collision and comprehensive insurance? A College Grad, and he didn't know what coverage he had on his car ! ! !
He was stunned to learn that there are different types of insurance policies. Do you think if he was bright enough to know the difference, he would have opted to pay for comprehensive insurance on an "old clunker"?
I bet in the 57th state, it is totally different than the recognized 50 states of the United States.
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